🏦 Actuarial Cyber Insurance Underwriting Protocol

Mathematical risk underwriting protocol for autonomous AI agent fleets. Backed by Moat #5 (Predictive Trust) and Moat #7 (Autonomous Control Loop), CAIN continuously assesses Agent Volatility (AVI) and Maximum Probable Loss (MPL) to issue court-admissible risk certificates, unlocking up to 40% premium discounts on enterprise cyber liability policies.

Self-assessed actuarial model. Not affiliated with, authorized by, or certified by Lloyd's, Munich Re, or any insurer.

Illustrative placement targets (no agreement in place): 🏛️ Lloyd's Syndicate 1984 🌐 Munich Re AI Syndicate 🛡️ Beazley Digital AI 📊 Marsh McLennan Placement

Underwriting Credit Score

948 / 1000

Premier Tier (self-assessed)

Approved Premium Discount

40.0%

$100,000 / year saved

Agent Volatility Index (AVI)

0.042

Ultra-Stable Execution Envelope

Maximum Probable Loss (MPL)

$15,400

Blast Radius Contained Fail-Closed

⚙️ Fleet Underwriting Parameters

Real-Time Evaluation

Enterprise Tenant Scope:

Insured Agent Fleet Identifier:

Baseline Cyber Liability Premium ($ / year):

$250,000

Net Insured Premium After Discount: $150,000 / yr

WORM Evidence Audit Status: ✓ 100% Cryptographically Verified

Statutory Standards: EU AI Act Art. 14/72 & ISO 42001

📜 Court-Admissible Underwriting Certificate

Click "Run Underwriting Rating" or "Issue Signed Certificate" to generate court-admissible certificate...